I have insurance on a rental property of mine & recently had a water damage problem. It was an accident on the?
renters part and they admitted it. Water was left running for a while and spilled onto the floor and caused damage to the floor and sealing and carpet. Never had a problem before and they are great tenants, pay on time and take care of the house. Insurance is paying over $9000 to get it fixed with a contractor. Tenants are paying me the deductible. However, the insurance wants to pursue the "3rd party" , my tenants for all the damages. This can cause relationship issues with my tenants towards me. I do not agree with the insurance co. taking this action. How do I handle this? What options do I have? How can I protect the tenants?

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How do I calculate my monthly house insurance for my math project?
"You will also have to purchase house insurance, which costs a yearly average of 0.3% of the purchase price of your home. Calculate your monthly house insurance." What should I add, divide, and/or mulitply? Thank you for your help!

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Can I claim for a lost eternity ring on my house insurance?
I have lost a very valuable eternity ring that my husband gave me 4 years ago. I believe my 4 year old son and his friend took it off the bathroom shelf where I leave it at night and have put it somewhere, despite questioning them and turning the house upside down it is nowhere to be found. We cannot find the receipt for this, but my husband believes he has named the value of it as a separate item on our insurance, along with our watches and my engagement ring. What information would an insurer require in order to pay out for this claim if we don't have a receipt? Thanks, Anna Thanks for your answers - unfortunately it is not listed on the schedule as a seperate item, but my insurance indicates I can claim up to £1500 for an item of jewelry - which would not quite cover the lost, but would go some way to help replace. I am assuming therefore I can claim for as it is accidental loss?

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