Halifax Home Insurance

I work for halifax home insurance is my job safe?
Hi all, im currently on maternity leave and i am employed by HBOS as a team manager for their insurance division. Do yo think my job is safe after the recent take over?????? i have no idea if it is and its starting to worry me!! Does anybody have any info regarding the job losses and if they effect my area of work?

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my mum passed away in nov 2007 and mortgage deeds were held in deed store?
halifax are now saying that my sister and I have to pay an excess amount of money to release these deeds stored by halifax home insurance which was with mortgage link as the standing order was never changed leaving a deficit of 1200 pounds which was added onto mortgage and interest it is not our debt I and my sister were under the impression that your debts died with you but my mother was always up to date with her bills and is distressing that she would have overlooked this matter could anyone help

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Halifax Building Insurance doesnt cover my water damaged ceiling, why?
my bedroom ceiling has been damaged by rain over a period of time (my tenants fail to report) they've only just reported it, and its come to a point where the ceiling is kneeling down and the walls near the window has lost its structure to the room...i showed it to someone today...who said its not just a case of plastering...ITS A BIG JOB!!probably over 5grand! I was expecting a couple of hundred quid job.... When i rang halifax home insurance, they said they dont cover it, as it happened over a period of time....i should have reported it on the first instance? what can i say to get my insurance to cover this....

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